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![]() This is an important step - it marks the change from house hunting to home owning. You've found your dream home, made an offer, and gone through closing. Now it's your home - all you have to do is move in. Easy, right? Most homeowners do some type of remodeling. Remodeling projects also vary greatly from small - painting a room, medium-updating the cabinets in your kitchen - to very large, like building a new room or finishing the basement. Refinancing means getting a new mortgage and using some or all of the proceeds to pay off the old mortgage. Homeowners may refinance for several reasons: |