You can get a mortgage from many different sources, like mortgage banking companies, commercial banks, community banks, credit unions, mortgage brokers, and other financial institutions.

Pre-approval gives you a good idea of the type of mortgage you will qualify for and the price range of homes you can afford.

When you apply for a mortgage loan, the lender will often look at "the three Cs" to review your application. They want to ensure that you're a good risk and can be trusted to pay back the loan.

Most mortgage lenders and brokers have your best interests in mind. However, there are "predatory lenders" - lenders that act unscrupulously and may try to take advantage of you.